Tips to buy car insurance riders: It is very obvious that your car insurance policy will not cover everything of your car. There are many other aspects on which you may never get benefited by adding a simple car insurance policy. This is the reason why a car insurance rider is always necessary. But which car insurance riders to pick? There are certain benefits of choosing the motor insurance riders and if you choose the best rider then you will also able to save a lot of money. So, here are some tips to buy car insurance rider that would be beneficial for you.
How to buy Car Insurance Riders?
Zero Depreciation Cover
The facility to enjoy the Zero Depreciation Cover will indeed save you a lot of money. You can have a great advantage of Zero Depreciation Cover when your car meets with an accident. For any general insurance, you will not be able to fulfill the financial loss. As a matter of fact, the car insurance rider will initially help you.
Engine Coverage Rider
One of the biggest benefits for choosing the car insurance rider is the availability of the Engine Coverage Rider. It will give you the option to cover the amount back. This will indeed help you to save a lot of money even if your engine is damaged or needs to be repaired.
Roadside assistance & Towing
You may face a lot of problems if your car needs a Roadside assistance & Towing and you have got no riders associated. Well, if you have already purchased a car insurance rider, then it will be quite comfortable for you to get the help of Roadside assistance & Towing 24*7.
Ambulance & Medical Expenses
In case the policy holder meets with an accident and is severely injured and is needed to be rushed to the hospital, the car insurance rider has a lot of advantages. You will be assisted by an ambulance and the Ambulance & Medical Expenses will all be covered by the policy. Also it will cover up the medical expenses post accident up to a certain amount.
The Personal Accident Cover is one of the best things that you can get from the car insurance riders. This will help you to save a lot of money when you meet with an accident. The Personal Accident Cover will almost save you an assured sum of up to Rs. 2 lakhs for any damage.
Last but not the least, the Consumables Rider is just over there to help you covering the prices and the charges of the consumables such as oil box as well as the gear box and many more consumables within the car.
If you can also get a Rental Reimbursement along with your policy, it is a great thing indeed. If you have kept your car under repairment and using rental cars to travel, then the Rental Car Reimbursements is a great option for you. However, it is not much available in India and many other countries.
All you have to do is just follow these tips to buy car insurance riders and select the best one as per your need.