HDFC life launched new health assure plan – benefits and review

HDFC life, India’s one of the leading life insurance company has come up with a new health insurance plan named HDFC Life Health Assure Plan. This plan will be available in two variant Gold plan and Silver plan. Customer can get reimbursement on medical expenses happened during hospitalization. You can also subscribe this plan for your spouse,  children, parents and in-laws under floater plans. You can also get tax benefit on premiums paid under this plan under Section 80D of the Income Tax Act, 1961.

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Detailed features of this plan

HDFC life launched new health assure planIn case you had a claim within 3 years of this policy, like other policies here premium will not increase. Premium will be same only.
In case you have not filed any claim in 2 year, then your coverage will be doubled without any extra charges or premiums.
If you pay the premiums in time and the policy continues without any break in cover, then the plan offers guaranteed renew-ability for life time. 
You can avail cashless facility in more than 4500 network hospitals.
You can also purchase / subscribe / buy this health insurance plan online itself.

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Benefits of HDFC Life Health Assure Plan

Inpatient Hospitalization Benefit
Day Care Benefit of at least 2 hour hospitalization.
Pre and Post Hospitalization Benefit
Emergency Ambulance Benefit of Rs 2000 per policy per year
Donor Expense Benefit
Maternity Benefit (but after 3 years of continuation)
Wellness benefit (health checkup vouchers to all insured lives under this plan) 
Hospital Cash Benefit for sundry expenses 
In case of death of insurer, you can claim the hospitalization cost if any but there is no death benefit available under this policy.
You can get income tax benefit under section 80D up to maximum of Rs 35,000/-.

Besides these features and benefits there are couple of exclusions of HDFC Health Assure plan.

Read the entire HDFC Life Health Assure Plan Brochure attached here for premiums, sum assured, detailed illness coverage and many other facts to analyse the benefit that you are going to get.

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HDFC life launched new health assure plan – benefits and review
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I'm Santanu, co-founder of Love to read & write about Life hacks, How to guides, Money Saving tips and travel stories on this space. Checkout my first Hindi YouTube Channel on Personal Finance Guide.

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