Generally when we say savings bank account, we think there is only one type of account where we can save our hard earned money and get a very nominal interest rate. But do you know that HDFC bank has total 9 types of savings bank account to meet various need of customer? Whatever is your need or financial habit, you will be able to open savings bank account in HDFC bank. In this article I will share all these 9 HDFC bank savings bank account with the key highlights of each one. If you want to close your savings account and open a new one, then check out the other types of account available.

HDFC Bank Savings Bank Account Types in India

Recently I have shared an article about how to open a bank account in HDFC bank online. You can simply follow that article to know the overall process and the documents required. But here you can find the specific savings account types & there specific requirements if any. Let’s check out the various types of HDFC bank savings accounts below.

HDFC Bank Savings Max Account

A premium savings account that helps you save money. Get 1% Cash Back on every transaction and Daily shopping limit of Rs. 1.75 lakh and many more features. The interest rate is 4% and minimum balance required is Rs 25,000 only.

HDFC Bank Regular Savings Account

This is a typical savings bank account where you will hard get any attractive of shopping related cashback offer or features. The interest rate is 4% and minimum balance required is Rs. 10,000 (urban branches), Rs. 5,000 (semi-urban branches) & Rs.2,500 (Rural Branches).

HDFC Bank Women’s Savings Account

This is a special savings account for women only. Get special benefits like Personal Accident Death Cover of Rs 10 lac, CashBack offer of Re 1 for every Rs. 200 spent and many more. The interest rate is 4% and minimum balance required is Rs. 10,000 (Urban branches), Rs. 5,000 (Semi Urban branches).

HDFC Bank Kids Advantage Account

Teach your child how to spend and save money with their amazing savings bank account. You can also get ATM withdrawal limit: Rs. 2,500 Daily shopping limit: Rs. 10,000 and many more features. The interest rate is 4% and minimum balance required is Rs. 5,000.

HDFC Bank Senior Citizens Account

Get benefits from a savings bank account which will actually help you as per your age. Get Accidental Hospitalization Cover of Rs 50,000* per annum, Preferential rates on Fixed Deposits and many attractive benefits. The interest rate is 4% and minimum balance required is Rs. 5,000.

HDFC Bank Family Savings Group Account

A complete banking solution that allows your entire family to benefit from one account. Enjoy free lifetime EasyShop International Debit Card for all members in the group and get 50% off on the Locker rental calculated on a pro-rata basis and applicable only for the year of allotment. The interest rate is 4% and minimum balance required is Rs. 40,000.

Basic Savings Bank Deposit Account

A zero balance Savings Account with a free ATM card, Free Rupay card to access your account, Free IVR based PhoneBanking & Four Free Cash withdrawal per month and more features. The interest rate is 4% and minimum balance required is Rs. 0.

Institutional Savings Account

A zero balance Savings Account with a Free & unlimited Demand Drafts at HDFC Bank locations features. The interest rate is 4% and minimum balance required is Rs. 0.

BSBDA Small Account

A zero balance Savings Account with a free ATM card, giving you access to one of the widest ATM networks across the country to meet all your banking needs. The interest rate is 4% and minimum balance required is Rs. 0.

Best HDFC Savings bank Account To open in India

You might have got confused after reading the list of HDFC bank savings account types. But nothing to worry as you can easily choose from the top 3-4 account types as per your need. I really like the kids account and the Savings Max account which will really good to have. For more details about these accounts and how to apply online, please visit HDFC bank savings accounts page.

Which HDFC bank savings account you would like to open? Share your thoughts or any experience while opening any of these bank accounts in HDFC bank by writing a simple comment below.

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