Christmas 2015 is just few days away and if you are confused what to gift to the newly wed couple who might be your friend, family, relative on this Christmas then I can help you to decide on this. But before proceeding further, I want to share that the Christmas Gift Ideas I am going to share may not match your expectations as I am thinking in a different way. Actually I am not here to share about typical Christmas Gift Ideas, rather than some gifts which can help a newly wed couple to start with their personal finance life in a better way.
Best Christmas Gift Ideas 2015 for Newly Wed Couple
Whatever the occasion it is either Christmas 2015 or Happy new year 2016, if you are reading this article you can think about the points I have mentioned here and may change your mind next you are planning to gift something to someone.
Gift A Term Insurance Plan: Why don’t you buy an online term plan for the newly wed couple and gift them the most useful financial instrument they need to make their married life secure? But make sure you don’t gift any other insurance cum investment plan. Insurance is a key financial product in anyone’s personal finance planning and you can give your love one the best christmas gift.
Gift a SIP on any Top rated funds: In last couple of years, mutual fund investment has become very popular among people as they have realized the power of investing through SIP (Systematic Investment Plan). Not only that this is the best way to enter into stock market without worrying much about share market up & downs. Why don’t you buy a SIP and gift to your love one? Make sure you will continue this SIP for few months before you hand over the payment to your loved one. Otherwise, you can pay the complete amount from your bank account only for regular basis and gift an SIP for 3-5 year tenure. The return will definitely motivate the newly wed couple to invest further and also save for the long term.
Gift a Gold Gift Card: Recently I have noticed a TV commercial where someone is gifting a gold gift card with which you can buy your own gold jewellery or gold in any other format. After the launch of various gold monetizing schemes the importance of having gold has increased in our country. Like the first 2 gift ideas, if you want to gift something related to gold investment, then also you have many options.
Gift any Post Office Savings Scheme: I like the post office savings schemes like NSC, Kisan Vikas Patra most as they are the best options to invest without taking any risk. You can buy any of these certificates and gift your loved one.
Buy online shopping Gift card: If you don’t like any of the idea mentioned above, I think you will like this one. In the age of online shopping in India, people have become very choosy and impatient. That means if you buy a gift for your loved one from any of the popular online shopping websites in India like Paytm.com, Amazon.in, Flipkart.com, snapdeal.com etc, then it is guaranteed that your friend is going to like it. So, the best way is to gift a shopping voucher or a gift card so that you can gift the shopping freedom rather than any product.
So, what is the Top 5 Christmas Gift Ideas 2015 according to you? If you are planning to buy gifts for your kids, then this is the best time to buy toys & games. But one thing I want to share here is, these investment gift ideas are for only those who are your close friends, relatives only. Do you have any such experience of gifting someone any kind of insurance policy or SIP?